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WORKING PAPER NO. 2020-82 Initial Impacts of the Pandemic on Consumer Behavior: Evidence from Linked Income, Spending, and Savings Data Natalie Cox, Peter Ganong, Pascal Noel, Joseph Vavra, Arlene Wong, Diana Farrell, and Fiona Greig JULY 2020 5757 S. University Ave. Chicago, IL 60637 Main: 773.702.5599 bfi.uchicago.edu INITIAL IMPACTS OF THE PANDEMIC ON CONSUMER BEHAVIOR: EVIDENCE FROM LINKED INCOME, SPENDING, AND SAVINGS DATA* Natalie Cox, Princeton University Peter Ganong, University of Chica McKinsey , share of this spending , household in our data , changes in the distribution , payments and other income , savings for these households , spending went towards essential , level at which economic , quartile of the cps , spending and an increase , decline in their spending , quartile for the chase 31-Jan-2021 auto-generated